First Mid Bank & Trust has been a steady presence in the financial lives of families and businesses across Illinois, Missouri, Texas, and Wisconsin for over a century. With roots dating back to 1865, it's not just one of the older institutions around, it's a bank that's grown with its communities, adapting while keeping its core values in place. If you're looking for a financial partner that understands what real service means, First Mid Bank & Trust might be exactly what you're after.

Whether you're in Edwardsville, IL or somewhere else in the Midwest, chances are First Mid is part of your local landscape. They’ve been in the same neighborhoods for decades, helping folks manage money, grow savings, and even support local agriculture through specialized services. It’s not just about checking accounts or online banking — it’s about building trust, one customer at a time.

What sets First Mid apart isn’t just their long history, but how they’ve kept up with the times. They offer modern tools like mobile banking and digital account management, while still holding onto the personal touch that made them successful in the first place. And with over 150 years of experience, they’ve seen plenty of changes — and stayed strong through them all.

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Table of Contents

• A Legacy Rooted in Community
• What Services Does First Mid Bank & Trust Offer?
• Branch Locations and Accessibility
• Digital Banking Made Simple
• Why Choose First Mid Bank & Trust?
• Frequently Asked Questions

A Legacy Rooted in Community

First Mid Bank & Trust started back in 1865, which is longer than most people have been using checks. That’s a lot of history, and a lot of trust built up over time. They’ve watched towns grow, families rise and fall, and industries shift — yet they’ve stayed right where they were needed most: in the heart of the communities they serve.

Their Edwardsville, IL branch, located at 6814 Goshen Road, has been part of Madison County for over 104 years. That kind of staying power doesn’t happen by accident. It takes dedication, consistency, and a real understanding of what local customers need — whether that’s a mortgage, a small business loan, or even agricultural financing.

What Services Does First Mid Bank & Trust Offer?

When it comes to banking, First Mid Bank & Trust covers all the essentials — and then some. Here’s a quick look at what you can expect when you walk through their doors or log into their online portal:

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• Personal Banking: Checking and savings accounts, CDs, and individual retirement accounts (IRAs).
• Commercial Banking: Business loans, credit lines, and customized financial solutions for growing companies.
• Wealth Management: Investment planning, estate strategies, and financial advisory services.
• Insurance: From auto to home to life insurance, they’ve got coverage options to suit your lifestyle.
• Agricultural Services: Tailored financial tools for farmers and agribusinesses, including loans and risk management support.

And unlike some big-name banks that feel more like machines than people, First Mid takes the time to understand your unique needs. They’re not about cookie-cutter solutions — they want to build something that works for you.

Branch Locations and Accessibility

If you’re in or around Edwardsville, IL, you’ll find a First Mid Bank & Trust branch at 6814 Goshen Road. But they’re not just a one-stop shop — there are 7 locations in or near Edwardsville alone, making it easier than ever to access your money and speak with a real person when needed.

And if you’re not in Illinois, don’t worry. First Mid has branches across Missouri, Texas, and Wisconsin too. You can find their full list of locations, including addresses, phone numbers, and routing numbers, on their website or by calling their customer service line.

Need directions or want to check branch hours? Their website makes it easy to find what you’re looking for. Whether you need to make a deposit, open an account, or talk to a loan officer, First Mid keeps the process simple and straightforward.

Digital Banking Made Simple

Even though First Mid values face-to-face interaction, they also know that convenience matters. That’s why they’ve invested in modern online and mobile banking tools that let you manage your accounts from anywhere, anytime.

With First Mid’s mobile app, you can:

• Check your balances
• Transfer money between accounts
• Deposit checks using your phone’s camera
• Set up bill payments
• Track your spending and set financial goals

It’s all done through a clean, easy-to-use interface — no confusing menus or outdated design. If you’ve ever had trouble navigating a big bank’s mobile site, you’ll appreciate how smooth the First Mid experience is.

And the best part? You don’t have to sacrifice personal service for convenience. If you ever need help, First Mid’s support team is just a call or message away.

Why Choose First Mid Bank & Trust?

Let’s be honest — choosing a bank can feel like picking a new phone. There are so many options, and they all seem to offer the same thing. But when you dig a little deeper, you start to see what really matters: trust, service, and a bank that treats you like a person, not a number.

Here’s why First Mid Bank & Trust stands out:

• Local Presence: They’ve been part of the community for over a century — and they’re not going anywhere.
• Personalized Service: They listen, they adapt, and they help you make the right financial moves.
• Wide Range of Services: From everyday checking to wealth planning, they’ve got you covered.
• Strong Financial Standing: With a long history of stability, you can feel confident your money is in good hands.
• Modern Tools: You get all the convenience of digital banking without losing the personal touch.

If you're looking for a bank that gets it — one that balances tradition with innovation — First Mid Bank & Trust is worth a closer look.

Frequently Asked Questions

What are the fees for First Mid Bank & Trust checking accounts?

Checking account fees can vary depending on the type of account you choose. Some accounts may have monthly maintenance fees, but there are often ways to waive them by meeting minimum balance requirements or setting up direct deposits. It’s a good idea to check directly with First Mid or visit their website to get the most accurate and up-to-date fee schedule.

Can I apply for a loan online with First Mid Bank & Trust?

Yes, you can start the loan process online for many types of personal and business loans. First Mid makes it easy to fill out an application from the comfort of your home, and you can also speak with a loan officer if you prefer a more hands-on approach. For larger or more complex loans, you may need to visit a branch or provide additional documentation.

Does First Mid Bank & Trust offer mortgage services?

Absolutely. First Mid offers a range of mortgage options, including fixed-rate, adjustable-rate, and specialty loans for first-time homebuyers. They also provide refinancing services and work with customers to help them find the best mortgage solution based on their financial goals and circumstances.

If you’re curious about how much house you can afford or want to get pre-approved, First Mid’s mortgage team can help guide you through the process — whether online, over the phone, or in person.